Author Archives: Adam

Adam is the founder of this site. He is a twenty-something man just trying to spread the word on sound financial planning. You can find him on Twitter! You can also contact him via email if you have specific questions or comments.

Debt Update: Finally Settling Down

Phew, what a month. I moved (sort of), started a new job (kinda) and became a full-time husband (finally). So financially, it wasn't the most amazing month ever but it was still good. I received my first new paycheck and my pay jumped up about $80 for the two weeks. Anything helps, especially now we ...

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I’m Still Here….

Just wanted to give you a quick shout out and let you know that I am still alive. It's been pretty hectic for me the past few weeks. I moved back to Maryland, started my new position and visited family in PA (twice). So, needless to say, the blog has taken a back seat. Our debt ...

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Debt Update: Another One Bites the Dust!

March was another good month for us in terms of debt reduction. We were able to pay off the personal loan and send some more money to our family member loan. In all, we paid off $2,139.82 in March. Not too bad at all! This is the month I start my new job and where we ...

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Use Your Credit Card as an Emergency Fund?

A few months back when I wrote about how our small emergency fund saved us, No Debt Guy commented on how having an emergency fund in cash may be counterproductive. Here is what he said: I have often wondered if having an emergency fund is the best way to pay off debt or is ...

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Packing Lunch For Work Just Got Easier

Over the past two years of reading personal finance blogs, I've seen plenty of articles on packing lunches to save money. As much as I love the idea, I just couldn't make it work. I absolutely HATED packing my lunch. Every time lunch rolled around, my sandwich was the soggiest thing I ever touched. It ...

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Debt Update: February 28, 2010

February was a short month in terms of days but a big month for debt repayment. We managed to eliminate $2,532.86, our biggest month ever! This was in addition to replenishing our emergency fund (about $800) that was depleted from paying some estimated taxes in January. We feel great about what we were able to ...

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