Category Archives: Blog Carnivals

Carnival of Personal Finance #258 – Cities at Night

Welcome to this week’s edition of the Carnival of Personal Finance! My name is Adam and I am your host this week. It was an honor reading everyone’s submissions this week. There were a TON!

For a theme this week, I thought about pictures of cities at night. I’m not sure what it is about these types of pictures, but I absolutely love them. So, I hope you enjoy. Thanks for stopping by!

Editor’s Choice

Jason from Live Real, Now has a great piece on Garage Sale Management. With the garage sale season well underway, following Jason’s plan can net you a lot of extra cash. You can use that extra cash to GET OUT OF DEBT!

Pop Economics has some great new ways to Trick Yourself Into Saving for Retirement. Personally, I love behavior economics. When I learned about it during my master’s degree, I just couldn’t get enough. Check out this great piece!

Flexo from Consumerism Commentary wants to know, Should We Discourage Students From Attending College? When I graduated in December of 2008 and couldn’t find a job, I often wondered if it was a waste of money and time. Looking back, I wouldn’t have changed anything. I learned so much both educationally and socially.


Craig from Free From Broke presents Organic Food Is Not Expensive, and says, “Reports keep coming out suggestion possible links to problems with non-organic foods. Can you afford NOT to eat organic these days?”

Elizabeth from Modern Gal presents What is an Emergency Fund?.


Kim Snider from Kimmunications presents How to Get Rid of All Bad Debt, and says, “If you follow the guidelines and steps in this article you will have a systematic plan to eliminate your bad debt and get closer to true financial independence.”

Jason from One Money Design presents How Should I Start Paying Off Student Loans, and says, “Many students will graduate with student loan debt this year. Follow these steps to get started paying them off!”

Len from Len Penzo dot Com presents 8 Big Reasons Why You’re Getting an F in Personal Finance 101.

Revanche from A Gai Shan Life presents Lingering Side Effects of Debt.


Miss Bankrupt presents Is a Housekeeper Worth the Money?.

Miss T from Prairie Eco-Thrifter presents Dress Well On The Frugal.

Amanda from My Dollar Plan presents 10 Budget Wedding Ideas From a Satisfied Bride, and says, “This is a great article for anyone planning a wedding on a budget!”

Endless Gibberish presents How I (and You) Can Use Fandango to Save Money on Movie Tickets, and says, “I write about how I cut the cost of movie tickets from $68.50 to $36.50 for an outing to watch Shrek 4 in 3d for a savings of $32. I use various methods from 2-for-1 deals, discounted gift cards and using coupons bought off eBay.”

Jim from Wanderlust Journey presents International Restaurant Tipping Guide.


Ben from Money Smart Life presents Six Credit Card Rewards Tips to Maximize Your Points.

Jim from Bargaineering presents How FICO Credit Scores Work.

RJ Weiss from Gen Y Wealth presents How Important Is Your Credit Score?, and says, “It’s safe to say, understanding how credit, credit cards, and your credit score work, can save you over a hundred thousand dollars over your lifetime.”

J. Money from Budgets Are Sexy presents A Great Reminder to Watch Your Credit Card Statements, and says, “Credit card scams can happen to any of us – be on the look out!”

Jeff Rose from Good Financial Cents presents Can I Lower the Interest Rate on My Credit Card?, and says, “Many credit card holders that have high balances were hoping to be able to lower the rate that they have.”

Tim Chen from NerdWallet presents Durbin Interchange Amendment: Precursor to $132 Annual Fees?, and says, “The new interchange fee, or “swipe fee”, regulation that Congress is proposing may not be all it’s cracked up to be. While merchants will be better off, banks will likely pass off the fees to consumers instead.”


Big Cajun Man from Canadian Personal Finance presents Registered Disability Savings Plan the Story Continues, and says, “The continuing case study of my attempts to set up a Registered Disability Savings Plan (RDSP) in Canada for my son. The program has been in place for over a year, but it still has some “teething pains”.

Not Made of Money presents Save Money On Your Next Water Bill With These Tips.


Darren from MORE than Finances presents Working Overtime – A Blessing Or A Curse?, and says, “What would you do if you were asked to work overtime? How do you decide if working overtime is worth it?”

LeanLifeCoach from Eliminate the Muda presents Money and Loyalty , and says, “To be successful in life maybe we need to take a page from business and build loyal customers.”

Paul from Provident Planning presents How to Start a Corporation in Pennsylvania (and Most Other States, Too), and says, “If you’re looking to start a corporation, this step-by-step guide will show you what you need to do.”

David R. Lampsen from Personal Finance Analyst presents Atheist or Catholic High School Scholarships?.


Silicon Valley Blogger from The Digerati Life presents After I Do My Taxes, How Does My Tax Return Get Processed?


Sun from The Sun’s Financial Diary presents 2010 SmartMoney Broker Survey.

Helen from Science and Money presents Create Your Own Personal Mutual Fund, and says, “With stock transaction fees as low as $2/trade, is it possible to create your own diversified fund?”

2 Cents from Balance Junkie presents Today’s Markets: Not Business as Usual, and says, “This article looks at some of the factors that make today’s markets and financial system different from the past.”

Kristina from Dinks Finance presents 5 Easy Strategies For Smart Investors, and says, “Here are 5 easy tips to help you maximize your investment strategies.”

Clint from Accumulating Money presents Currency Option Trading.

PT from PT Money presents The Best Online Stock Brokers For Cheap Stock Trading, and says, “Begin investing with a low cost brokerage. Don’t pay big trading fees.”

Money Smarts from Smart On Money presents What Type Of Retirement Account Should I Choose? Traditional IRA, Roth IRA And 401k, and says, “Which account type is the best one, which should you choose for your situation?”

FMF from Free Money Finance presents Why I Invest Like I Do, and says, “A successful reader gives his investing philosophy — which is advice I agree with and follow quite closely.”

Mike Piper from The Oblivious Investor presents 401k Rollover Guide, and says, “An attempt to make a comprehensive 401k rollover resource, covering whether you should do it, how to do it, where to do it, etc.”

Russ from Thornton Wealth Management presents When To Buy & When To Sell, and says, “This is a post about the battle between emotions and logic in the quest to make smart investment decisions. This was prompted by a recent voicemail from a client”

D4L from Dividends Value presents Five Dividend Stocks To Buy On A Dip, and says, “Did May 6th frighten or excite you? I received a few emails from frightened dividend investors letting me know they were getting out of the market, while others asked if this was the beginning of another significant downturn. The first group are destined to always lose money in the market (sell low/buy high) and my answer to the second group was, ‘I hope so!’ Let me explain.”

Money Management

MD from Studenomics presents Planning to Start a Business? Read This First.

Panda Mike from Green Panda Treehouse presents Survival Guide to Recession, and says, “This is how each individual should manage a recession; with a survival guide to recession. The best plans don’t have to be complicated.”

Bret from Hope to Prosper presents A Purpose for Wealth, and says, “What if you want to become a millionaire, so you can live the good life? You probably won’t stay rich for very long, because your wealth doesn’t have a purpose, except to be consumed.”

The Financial Blogger presents What is Your Relationship With Money?, and says, “Find out if your relationship with money looks like your relationship with your ex-girlfriend, with your parents or with your dog!”


Barb Friedberg presents Why I’m Wealthy & My House Is Dusty, and says, “Invest regularly & deliberately to attain wealth. Put time and attention towards what you value; eliminate the unproductive.”

Musings of an Abstract Aucklander presents Mo’ money, mo’ problems?, and says, “If you have the opportunity to make more money for the same amount of work, do it.”

Kevin from Financially Poor presents Make Your Money Work For You.

Real Estate

Jake from Not Rich Yet presents The math behind buying a rental property, and says, “This shows some interesting math behind buying rental properties. Most people find the concept of cash flow positive attractive but have no idea what return on investment they actually get. This article attempts to remedy that.”

Craig Ford from Money Help For Christians presents How to know if you’re ready to buy a home, and says, “Seven questions every first time home buyer must answer.”

Andy from Saving to Invest presents Another 2010 Home Buyer Tax Credit Extension Unlikely Based on Stronger Housing Data, and says, “Unfortunately it looks like the chances of a further extension to the home buyer tax credit are lessening by the day as stronger housing data and focus on reducing government debt and foreclosures emerges. Bloomberg reports that purchases of new homes in the U.S. surged 27% in March, the most in almost five decades as buyers rushed to qualify for the home buyer tax credit. ”


VH from Funny About Money presents Good Corps, Bad Corps, and says, “Adventures in customer (dis)service.”

Consumer Boomer presents Things to Know About Comparing Life Insurance Policies, and says, “When it comes to comparing all your options for life insurance, it can be just as overwhelming as a Las Vegas buffet.”

Lucia from moneyStrands presents How To Plan A Garage Sale, and says, “A post on how to make some extra cash and de-clutter your home.”

Mr. Credit Card from Ask Mr. Credit Card presents Anatomy of a Scam.

Lance from Leave Debt Behind presents Avoid These Common Money Mistakes.

Ryan Ayres from The Financial Student presents 10 Lies We’re Told About Money, and says, “A list of some common attitudes and beliefs that are rarely, if ever, true.”

mbhunter from Mighty Bargain Hunter presents Review: Why Are We So Clueless about the Stock Market?, and says, “A review of Mariusz Skonieczny’s new book”

Austin Morgan from Foreigner’s Finances presents How to Pick a Charity, Track Donations and Maximize Giving, and says, “It’s important to donate, but keeping our donations in order can be tricky. This post shows you how to get the most out of your donations without giving yourself a headache. ”

Wealth Pilgrim presents How to Select the Right Roth IRA Beneficiary, and says, “You should pick your Roth IRA beneficiary carefully. Here are a few unusual tips to help you make sure you select the right beneficiaries.”

Carnival of Money Stories #53

Welcome to the Carnival of Money Stories #53! This is by far my favorite blog carnival. You get to read so many great stories about people lives and how they handle different aspects of their finances. I hope you enjoy these great posts as I did. Speaking of posts, I thought I would plug one of mine while I’m at it. On Friday, I wrote a post over at Frugal Dad about our struggle with an online company scam. Talk about a story!

Anyway, on with the Carnival!

Editor’s Picks

Free From Broke shares a nifty little system for teaching children to budget. My wife and I don’t have any children, but I am bookmarking this one for future use!

Free Money Finance shares with you another chapter of their Comcast saga. All I have to say is, they have waaaay more patience than I do!

Money Beagle talks about the downside of paying down debt. I hope this doesn’t happen to us! I don’t really see us getting a large sum of money so we might be safe.


Before You Invest talks about the four bad spending habits that they are changing today. I think we all have the same problems!

Cash Money Life shows you how and where to get a personal loan. Personally, we couldn’t have been more thankful to get rid of our personal loan.

Good Financial Cents shares with you week 2 of Financial Peace University. I’ve always want to take the classes but just can’t foot the bill!


The Financial Blogger lets you know why they blog. I blog to be held accountable for my financial actions.


Canadian Finance Blog talks about reward points, loyalty cards and lies. I think cash back credit cards are what got me into trouble!


Miss Bankrupt got selected for Chase Bank’s Reage Program. Not sure what it is? Head over there and check it out!

Credit Card Offers IQ got an offer to get cash back from swiping their credit card. Say what?


FIRE Finance shares a wonderful story about Sandy Aldridge and Dale Lugenbehl. A must read!

PT Money shows you why he bought 1,000 shares of Blockbuster.

Personal Finance By the Book let’s you know how to ensure you will never be a millionaire.


My Dollar Plan is thinking about a vacation home again! Man, I wish I was just thinking about a regular home!

The Sun’s Financial Diary asks, how would you treat your neighbor? Very interesting piece!

Funny About Money shares with you the cost of commuting. Luckily, I have to drive 1 mile to the train station and then take the train to DC. Heck, even the train is paid for by work!

Jeremy at Dinks Finance talks about the chances of his in-laws moving in. I would say they are rather high!

J Money wants to know if you are middle class. I’m not as well of as J, but I consider myself middle class.

Financial Tales shares with you a wealthy tale.

Squirrelers talks about squirrelers gone wild.

Early Retirement Extreme shows you how to say no to a new car.

Foreigner’s Finance show you how to make an Olive Garden dish at home for much less. Mmmmm….I think I might have to try this!

The Writer’s Coin asks, more money, more better?

Thanks to all of the participants this week! It sure was great reading them all! Next weeks edition will be held at Personal Finance Journey. Head over to the carnivals submission page to get your post included!

Carnival of Personal Finance #219 – Little League Edition

Welcome to the 219th edition of the Carnival of Personal Finance! My name is Adam and I am VERY pleased to be your host. I have been dying to host this carnival and when I found out I was on the list, I was ecstatic. I have decided to base this weeks theme on little league as they are currently playing the Little League World Series. Many of us have played little league, have kids playing it or just love the game. I was surrounded by it my whole life, living 15 minutes south of where they host the annual Little League World Series in South Williamsport, PA.

Editor’s Picks

M is for Money helps you decide What to Do When Your Partner Doesn’t Care About Money. Luckily, both my wife and I care dearly about our money situation. It’s great to have that other person to talk to.

Beyond Paycheck to Paycheck presents Bank Fees and Billing Errors. I bet this bank is wondering why they are losing customers. Do companies not understand that their income comes from it’s customers?

Weakonomics wonders What Kind of Saver Are You? I think that my wife and I are “Sweepers”. We low spending ever dollar on paper every month. However, we never use credit cards. Does that make us a different kind of saver?

Darwin’s Finance shows you The Cost of That Puppy in the Window. Ever think that a dog could cost you $100,000+? This post gives you an extremely detailed view of the cost.

The Little League World Series includes 16 teams from all over the world. There are 8 teams from the USA and 8 others from Canada, Japan and more. The USA teams are automatically guaranteed one birth in the finals.


Punch Debt in the Face says Go Little or Go Home.

Man Vs Debt shares with you 25 Essentials That Are Better and Cheaper to Make at Home.

Free by 50 gives you some reasons Why They Don’t Like Giving Friends a Ride to the Airport.

Money Under 30 presents Confessions of a Textbook Salesman.


Bucksomeboomer’s Financial Path to Retirement presents 5 Free Budget Tools.

Wisebread talks about Using Prepaid Gift Cards for Modern Envelope Budgeting.

The Little League World Series began in 1947 with just a few teams from Pennsylvania. To no surprise, a team from Williamsport, PA won the first World Series title.


Ask Mr Credit Card has some new Updates to the Credit Card Bill of Rights.

Credit Card Offers IQ has 10 Super Cool Credit Card Offers (You’ve Never Heard Of).

The Smarter Wallet shares with you a Review of Equifax Products.

Funny About Money talks about Toothless Credit Card Consumer Protection Laws.

The Digerati Life shows you How to Use Secured Credit Cards to Boost Your Credit.

Funny About Money talks about the  Toothless Credit Card Consumer Protection Laws.

Rabbit Funds share with you his Review of Credit Karma.

Accumulating Money has some Tips on Improving Your Credit Score.


FiscalGeek shares some tips on How to Boost Your Income for a Season.

MoneyNing lets you know What to Do When You Hate Your Job.

Budgets are Sexy presents A Day In the Life of a Poker Player.

Bargaineering presents Get Towed Twice a Year.

MoneyMonk wants to know What is “Upper” Middle-Class?

Every umpire at the Little League World Series is a volunteer. Now that’s what I call dedication to a sport!


Doughroller shares with you 11 Simple Ways to Improve Your Credit Score Today.

Fine Tuned Finances talks about the Lending Club Scam.

Fiscal Fizzle presents Extremes in Personal Finance and the Conventional Approach.

FIRE Finance presents Free Money – Online Bank Account Signup Bonuses .

TIPBlog presents Alternative Income Streams.


Redeeming Riches presents Who Can You Count on For Retirement.

Good Financial Cents presents How To Survive a Stock Market Crash.

Affine Financial Services presents The Three-Minute Portfolio.

The Canadian Finance Blog presents Dividend Funds That Don’t Pay Dividends.

Investing Toolkit presents How To Find A Good Mutual Fund.

Prime Time Money presents My 403(b) Rollover to a Traditional IRA .

Saving to Invest presents How to Invest in Mutual Funds.

Don’t Quit Your Day Job presents How Does Your 401(k) Stack Up?.

Financial Highway presents Emotions and Investing: 4 Tips to Keep Emotions Out of Investing.

The Incidental Economist presents Need For Risk: The Details.

In 2007, there where over 2.2 million kids playing Little League around the world. There were also over 350,000 softball participants. Little League is a great organization to get your kids involved in.

Money Management

Mrs Bankrupt from Mrs Bankrupt presents 5 Ways to waste money.

Banker, Saver presents CD Ladder Basics: Diversifying With Certificates of Deposit.

Free From Broke presents Americans To Spend Less This Holiday Season.

My Dollar Plan presents The Best Bank for Your Money.

Help for Your Personal Finance presents How And When To Refinance A Mortgage: Rule Of Thumb.


My Findependence Day presents How Much Should You Spend When You Travel?.

Personal Finance By The Book presents Do it Yourself Car Transactions Can Save You Thousands.

Saving Cents in the City presents Lessons I Could Learn from My Younger Self – Value Work.

PennyJobs presents In the Eye of the Storm, Get a Jump on Frugal Living and Start Saving Today.


The Happy Rock presents 13 Simple Tips To Make Tent Camping Easier And More Fun.

Personal Finance Software Reviews presents Weekly Envelope Review – Personal Finance Software.

Wealth Pilgrim presents Funeral for a Friend.

Provident Planning presents New Covenant Giving: Give with Sincere Desire and Love.

Christian Finances presents 10 best tipping celebrities.

Amateur Asset Allocator presents Mortgage Life Insurance Is A Rip-Off.

One Money Design presents How Web 2.0 and Bloggers are Helping People Thrive in Personal Finance.

The Frugal New Yorker presents Time Management: A Better Way.

Green Panda Treehouse presents Weighing the Pros and Cons of Home Ownership.

The Little League World Series will continue through this week with the Championship game taking place on Sunday. Be sure to check out this great tradition with various games on ABC, ESPN and ESPN 2.

Thanks for letting me be your host this week! I hope you enjoyed all of the great articles!

Festival of Frugality #185 – Barbecue Edition

Welcome to the 185th edition of the Festival of Frugality! My name is Adam and I am grateful to be your host this week. After you are done reading these great frugal tips, be sure to poke around the site for some great information. Also, you may want to consider subscribing to the blog as we recently added a new blogger to the site (Chris) who will chronicle his journey out of $150,000+ in debt. You can subscribe via RSS or you can subscribe via email.

Over the past holiday weekend, it’s pretty easy to guess that you were at some sort of barbecue. My fiancee and I were at 3! Barbecues are a great time to eat some great food, spend time with family, and meet exciting new people. However, they are also a time to put on about 5 pounds!

Main Dishes (Editor’s Picks)

One of the best parts of a barbecue is the main dish. Whether is hamburgers, hot dogs, ribs, chicken or steaks, you just can’t get enough of these!

Paula presents Do Not Buy These School Supplies Unless Required posted at Monroe on a Budget.

Jeff presents How To Save On Your Property Tax posted at Good Financial Cents.

Heather presents How Costco Primes Us To Spend More Money… posted at The Greenest Dollar.

Barry presents Learn To Survive On A $100 Grocery Budget posted at Associate Money.

Casseroles (Some Good Stuff)

MMMMM! Some of my favorite things at a barbecue are in this category! I would have to say that macaroni and cheese is my favorite.

Jenn presents Frugal Summer Fun for Kids Part II posted at Frugal Upstate.

Curt presents How To Prepare For a Long Recession, Start Savings 50% of Your Income posted at

PT presents Blockbuster Takes on Redbox with $1.99 One-Night DVD Rentals posted at Prime Time Money.

Kathryn presents Banks Increase Overdraft Fees; How to Prevent Them posted at Out of Debt Christian.

Miss M presents Companies Value Your Opinion posted at M is for Money.

David presents Tax Day Discounts: Celebrating the Un-Celebratable posted at Personal Finance Analyst.

Debt Ninja presents Banks Are To Blame For The Rain Forest Woes posted at Punch Debt In The Face.

Joe presents Should I Bail Out Mom From Financial Struggles? posted at Personal Finance By The Book.

Sun presents Free Online Money Management Tools That Make Your Life Easier posted at The Sun’s Financial Diary.

The Smarter Wallet presents How To Manage Debt: Credit Management Tips For College Students posted at The Smarter Wallet.

Patrick presents Cash For Clunkers Scams posted at Military Finance Network.

Matt Jabs presents Follow Through on Financial Goals posted at Debt Free Adventure.

Silicon Valley Blogger presents Budgeting Tools and Software Products in Lieu of Microsoft Money posted at The Digerati Life.

Patrick presents Free Coldplay Live Album Download posted at Money Saving Deals.

Make It from Scratch presents Pretty, Simple, and Economical posted at Make It From Scratch.

Lazy Man presents Save Money on Glasses and Contact Lenses posted at Lazy Man and Money.

FFB presents US Savings Rate At 15 Year High posted at Free From Broke.

Darwin presents Flexible Spending Account: Rules, Eligibility and Savings Explanation | Darwin’s Finance posted at Darwin’s Finance.

VH presents Borrowing Trouble: Planning For a Government Shutdown posted at Funny about Money.

Bank Savings Review presents EverBank FreeNet Checking Account Review posted at Bank Savings Review.

Dessert (Save the Best For Last)

I hope you saved room for dessert! This is where to good stuff is!

Patrick presents Cash for Clunkers Bill posted at Cash Money Life.

Christian PF presents What is a Roth 401k? posted at Christian Personal Finance.

Kelsey presents Sympathy Plants » How Much to Spend on Plants for a Funeral posted at Sympathy Plants.

J. Money presents Financial Checklists Are Key. What’s Yours? posted at Budgets are Sexy.

Jim presents Easy Budgeting for Non-Budgeters posted at Bargaineering.

Ben presents Should You Pre-Buy Your Heating Oil This Year? posted at Trees Full of Money.

Madison presents 12 Tasks for Your Mid Year Financial Checkup posted at My Dollar Plan.

MoneyNing presents How to Be a Millionaire posted at Money Ning.

FMF presents How to Save $200 on Your Car Insurance posted at Free Money Finance.

Wealth Pilgrim presents These Three Killer Ideas Mean Small Business Success posted at Wealth Pilgrim.

Four Pillars presents Balance Transfer Credit Cards – What Are They And Why You Might Want To Get One posted at Four Pillars.

Nicki presents OK, I’m Frugal – Now What? posted at Domestic Cents.

Melissa presents Frugality is Not a Competitive Sport posted at Saving Cents With Sense.

Carnival of Top Personal Finance Posts #10

Welcome to this weeks edition of the Carnival of Top Personal Finance Posts! My name is Adam and I am glad to be your host this week. Please be sure to check out each article this week as they were all great. Once you find your favorite, be sure to vote for it!

Also, you may want to consider subscribing to the blog. We recently added a new blogger to the site (Chris) who will chronicle his journey out of $150,000+ in debt. You can subscribe via RSS or you can subscribe via email. Thanks again and have fun reading!