Money Relationship » Credit

Use Your Credit Card as an Emergency Fund?

Adam — Tue, 30 Mar 2010 10:00:12 +0000

A few months back when I wrote about how our small emergency fund saved us, No Debt Guy commented on how having an emergency fund in cash may be counterproductive. Here is what he said: I have often wondered if having an emergency fund is the best way to pay off debt or is it [...]

Use Your Credit Card as an Emergency Fund? is an article from Money Relationship

Cash Is King, But Do You Really Spend Less When You Pay With It?

Adam — Thu, 29 Oct 2009 13:00:57 +0000

I listen to The Dave Ramsey Show almost every day when I am walking to work. One of his favorite phrases is that “Cash Is King”. He also argues (with good references) that people spend more when they use credit. He states that a recent study found that individuals typically spend 12-18% more when they use [...]

Cash Is King, But Do You Really Spend Less When You Pay With It? is an article from Money Relationship

Rent-to-Own is a Bad Deal

Adam — Wed, 03 Jun 2009 14:00:58 +0000

If you’ve never heard of it, rent-to-own (RTO) is a process where you rent an item (typically furniture or electronics) for a set amount of months and when you finish out the term of the rental agreement, you get to keep the item as your own. However, there are some things to consider when using [...]

Rent-to-Own is a Bad Deal is an article from Money Relationship

Credit Cards vs Debit Cards: Liability for Fraudulent Charges

Adam — Wed, 20 May 2009 13:00:07 +0000

This will probably be a short post but I still wanted to address this important topic. With many individuals now becoming victims of identity theft, it’s important to know the amounts that you may be liable for if your credit/debit card is stolen. Debit Cards As many of you already know, debit cards are typically [...]

Credit Cards vs Debit Cards: Liability for Fraudulent Charges is an article from Money Relationship

How to Choose Credit Cards With Rewards to Save Money – Part 2

Adam — Thu, 23 Apr 2009 13:00:54 +0000

This is the 2nd part of Mr Credit Card’s guest post. In the previous post, he focused primarily on how to choose a cash back card to save money. In this post, he is going to discuss more about reward cards that let you earn points. His site has lots of information and you can [...]

How to Choose Credit Cards With Rewards to Save Money – Part 2 is an article from Money Relationship

How to Choose Credit Cards With Rewards to Save Money – Part 1

Adam — Mon, 20 Apr 2009 13:00:19 +0000

This is a guest post by Mr Credit Card from www.askmrcreditcard.com. Mr Credit Card reviews credit cards on his site. He also has a blog and you can subscribe to his blog here. Mr Credit Card will post a 2 part series on how to choose a credit card with rewards to save money on [...]

How to Choose Credit Cards With Rewards to Save Money – Part 1 is an article from Money Relationship

Chase to Add New Fee to Their Most Profitable Users

Adam — Mon, 09 Feb 2009 17:00:50 +0000

Nothing bothers me more than companies that nickel and dime you for almost anything. Now you can add Chase to that list (I imagine they would have already been on the list). They have decided to add a monthly $10 fee to their most profitable customers. Are they not making enough money on the transaction [...]

Chase to Add New Fee to Their Most Profitable Users is an article from Money Relationship

The Age of No Negotiation: Credit Card Edition

Adam — Tue, 06 Jan 2009 19:00:58 +0000

As many of you may know, I have ranted before about how you cannot negotiate many things these days. I have had trouble negotiating for a bike at a big box store. After that, I had trouble negotiating my lease at my apartment complex. I am just so tired of businesses not wanting my business. [...]

The Age of No Negotiation: Credit Card Edition is an article from Money Relationship