Category Archives: Insurance

Using a Health Savings Account For Retirement

A Health Savings Account (HSA) is a tax advantaged account that you can put money into to pay for future medical costs. The money you place in the account is tax-deductible and grows tax-free if you use it for qualified medical expenses. Although many just place a minimum amount into the account for medical expenses, [...]

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How MyRate From Progressive is Saving Me 20% on My Auto Insurance

As I mentioned in my post on auto insurance, I am currently insured with Progressive. I switched to them because #1, they were the least expensive and #2, they offer the MyRate program. What is the MyRate program you ask? I’ll tell you!
Progressive MyRate Program
The MyRate program helps out drivers who are safe and drive [...]

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How to Get Free Auto Insurance Quotes and Purchase Online

Every six months you can find me surfing the web for auto insurance. Call me weird, but I always need to know I am getting the best price. If I had to guess, I would say that I have changed my auto insurance carrier seven times over the past nine years. Is that bad or [...]

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Health Insurance: Part 3 – COBRA Coverage

This is Part 3 of a series on health insurance. Part 1 discussed deductibles. That post discusses  how they affect your plan and costs. Part 2 discussed stop-loss provisions and co-insurance.
The Consolidated Omnibus Budget Reconciliation Act of 1985 or COBRA, is a set of provisions that require some employers (those with 20 or more employees) [...]

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Health Insurance: Part 2 – Co-insurance and Stop-loss Provisions

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It’s been quite awhile since I wrote the post Health Insurance: Part 1 – Deductibles. In that post I discussed the general idea of deductibles and how they work. In this post, I will be discussing co-insurance and stop-loss provisions and what they mean to you and your wallet.
Once your deductible has been [...]

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Health Insurance: Part 1 – Deductibles

This is part 1 of a series on health insurance. I will be explaining several components of health insurance contracts in order to help you make a better decision on your purchase.
Deductibles are a part of health care plans that require you to pay an initial amount before you receive some type of reimbursement. In [...]

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