Comments on: My Call From a Debt Collector http://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/ Eliminate Debt, Enjoy Life Wed, 08 Feb 2012 06:34:04 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Anthonyhttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-4629 Anthony Fri, 25 Feb 2011 01:54:42 +0000 http://www.moneyrelationship.com/?p=2027#comment-4629 I really like this website, it has a lot of valuable posts for debt issues. Thanks! I really like this website, it has a lot of valuable posts for debt issues. Thanks!

]]> By: Patriciahttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-3440 Patricia Sun, 10 Jan 2010 16:33:15 +0000 http://www.moneyrelationship.com/?p=2027#comment-3440 I worked for a company which resolved medical bills and found that it is best to go back to the original source, when you get a collections notice. Even call the collections company to find out who it is, but don't settle with the collections company first. Go back to the original creditor, and work it out with them. If they refuse and refer you to the collections company, then settle with the collections company second. Many times, the letter from the collections company goes to you and you are still able to negotiate payment with the original creditor and avoid negative credit history by settling with the collections agent. I worked for a company which resolved medical bills and found that it is best to go back to the original source, when you get a collections notice. Even call the collections company to find out who it is, but don’t settle with the collections company first. Go back to the original creditor, and work it out with them. If they refuse and refer you to the collections company, then settle with the collections company second. Many times, the letter from the collections company goes to you and you are still able to negotiate payment with the original creditor and avoid negative credit history by settling with the collections agent.

]]> By: Roundup and Link Love – Deep Freeze 2010 Editionhttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-3435 Roundup and Link Love – Deep Freeze 2010 Edition Sun, 10 Jan 2010 07:02:21 +0000 http://www.moneyrelationship.com/?p=2027#comment-3435 [...] My Call From a Debt Collector Cancel reply [...] [...] My Call From a Debt Collector Cancel reply [...]

]]> By: Carnival of Money Stories- New Year’s 2010 Editionhttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-3345 Carnival of Money Stories- New Year’s 2010 Edition Mon, 04 Jan 2010 10:50:22 +0000 http://www.moneyrelationship.com/?p=2027#comment-3345 [...] presents My Call From a Debt Collector posted at Your Money [...] [...] presents My Call From a Debt Collector posted at Your Money [...]

]]> By: Foresthttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-3320 Forest Sat, 02 Jan 2010 15:10:49 +0000 http://www.moneyrelationship.com/?p=2027#comment-3320 Ha ha, never give up the fight I guess!! Especially if you don't feel in the wrong. I'll be dreading debt collector calls as I face some of my debts this year! Ha ha, never give up the fight I guess!! Especially if you don’t feel in the wrong.

I’ll be dreading debt collector calls as I face some of my debts this year!

]]> By: Beckeyhttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-3297 Beckey Thu, 31 Dec 2009 18:32:51 +0000 http://www.moneyrelationship.com/?p=2027#comment-3297 Does this include if I received a letter from a collection agency, called original company, verified said information from letter and arranged payments? I'm still cleaning up from a messy separation last year and am finally caught up. Does this include if I received a letter from a collection agency, called original company, verified said information from letter and arranged payments? I’m still cleaning up from a messy separation last year and am finally caught up.

]]> By: Ronaldhttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-3295 Ronald Thu, 31 Dec 2009 16:47:43 +0000 http://www.moneyrelationship.com/?p=2027#comment-3295 When my wife was still alive,we were constantly being battered over medical bills.She had 3 different insurance companies paying different bills. We turned in one provider for medicare fraud after they garnished my wages!.(we had statements showing medicare had paid)Investigators told us it was a "common" practice to have the doctor bill medicare,any supplemental insurance,and the insured and in many cases get paid by ALL THREE!! They has to refund the wages and we filed a formal complaint with the agency that regulates collection agencies.Apparently they are under no pressure to insure the cases actually have merit! To this day I'm sure some bill collector is probably still trying to get money from my late wife!! When my wife was still alive,we were constantly being battered over medical bills.She had 3 different insurance companies paying different bills.
We turned in one provider for medicare fraud after they garnished my wages!.(we had statements showing medicare had paid)Investigators told us it was a “common” practice to have the doctor bill medicare,any supplemental insurance,and the insured and in many cases get paid by ALL THREE!!
They has to refund the wages and we filed a formal complaint with the agency that regulates collection agencies.Apparently they are under no pressure to insure the cases actually have merit!
To this day I’m sure some bill collector is probably still trying to get money from my late wife!!

]]> By: thriftygalhttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-3292 thriftygal Thu, 31 Dec 2009 15:01:25 +0000 http://www.moneyrelationship.com/?p=2027#comment-3292 Coincidentally, I also got a call from a collections agency. It was supposedly regarding a medical bill for a family member. Interestingly enough, I had gotten a couple of similar bills earlier in the same person's name that I knew were still going through the insurance process. But never did I get a bill for the amount they specified (which was only a couple of hundred dollars). I asked for contact info on the referring company so that I could call and ask them to pull it out of collections, seeing as we never saw a bill for that amount before. But the collections agency refused to give me any other information since it wasn't in my name. Furthermore, she said that the company had stated that we never responded to their bills. I did give them the insurance information, but I refused to pay them (don't know if that was a smart move!) without any more information and they said they would write it off as uncollectible. I don't know the ramifications of such a writeoff. How would it affect my relative? Coincidentally, I also got a call from a collections agency. It was supposedly regarding a medical bill for a family member. Interestingly enough, I had gotten a couple of similar bills earlier in the same person’s name that I knew were still going through the insurance process. But never did I get a bill for the amount they specified (which was only a couple of hundred dollars).

I asked for contact info on the referring company so that I could call and ask them to pull it out of collections, seeing as we never saw a bill for that amount before. But the collections agency refused to give me any other information since it wasn’t in my name. Furthermore, she said that the company had stated that we never responded to their bills.

I did give them the insurance information, but I refused to pay them (don’t know if that was a smart move!) without any more information and they said they would write it off as uncollectible.

I don’t know the ramifications of such a writeoff. How would it affect my relative?

]]> By: Adamhttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-3238 Adam Mon, 28 Dec 2009 15:10:26 +0000 http://www.moneyrelationship.com/?p=2027#comment-3238 You're right about them trying almost anything. Chances are they were using you to get on his case (which it sounds like you did) about the debt. They feel that it would make him more inclined to pay them. These people are sharks just like you said. They will hound you until you either pay them or get a new phone number! You’re right about them trying almost anything. Chances are they were using you to get on his case (which it sounds like you did) about the debt. They feel that it would make him more inclined to pay them. These people are sharks just like you said. They will hound you until you either pay them or get a new phone number!

]]> By: Adamhttp://www.moneyrelationship.com/debt/my-call-from-a-debt-collector/#comment-3236 Adam Mon, 28 Dec 2009 15:06:59 +0000 http://www.moneyrelationship.com/?p=2027#comment-3236 Sounds like some good luck there! I really have no idea what the $78 was for. To be honest with you, I have no idea why they owe it to me. To my recollection, I paid a partial amount of rent that month. Who knows what it's for..... Sounds like some good luck there!

I really have no idea what the $78 was for. To be honest with you, I have no idea why they owe it to me. To my recollection, I paid a partial amount of rent that month. Who knows what it’s for…..

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