Yeah, yeah. I know I’m a month behind. Doesn’t that make this more exciting though? 
Well, the last two months for us were full of financial surprises. We paid for a graduate class, had our tires replaced, blah, blah, blah. It seems to be getting a little old if you ask me. I just want things to go as planned!
Even with all of these “extra expenses” we are still able to pay all of our debts (at least the minimum). We just aren’t able to get that extra snowball going the way we would like. July is looking good but heck, it’s only the beginning of the month. What can I say, I’m not perfect.
This month I changed the graph up a little. You can now see what our actual payments are per month. They are listed as “Actual Payments”. The number below that one is the actual change in the balances for the month. By listing them that way, I can now see how much interest I am paying per month by subtracting the change from the actual payment amount. Let me tell you something, actually looking at how much interest I am paying makes me sick.
Here is a quick snapshot after the last two months:
Hopefully July will be much better!
There is a great quote (by John Lennon I think) that says “Life is what happens while you’re busy making other plans”.
You took the extra expenses in stride and it didn’t set you back any. I’d call that a success.
jolie´s lastest post ..Where the money stands
I would call it success too. Sometimes it’s just tough to look back and think about what could have been.
It’s great how you’re using the snowball method to pay off debts. You showed how you can eliminate the smallest debts for less bills. I do hope that there actually is less stress on your shoulders.
Cheers,
Wahid
heaps!´s lastest post ..Generation Y-am-I-broke
I think the numbers are looking great. You’re doing a phenomenal job! Especially in light of cash-flowing big expenses along the way.
Thanks Jolyn!