Comments on: Health Insurance: Part 2 – Co-insurance and Stop-loss Provisions

By: Jeremy

Jeremy — Tue, 03 Nov 2009 20:15:32 +0000

If you are on a high deductible health plan already you may want to look into setting up a Health Savings Account (HSA). If you have a high deductible medical plan that is HSA compatible then you can use tax free dollars to pay for medical expenses! Basically the HSA works just like a regular savings account but enables you to save tax deferred money.
Jeremy´s lastest post ..Public Insurance Option Choices Being Developed

By: Your Money Relationship - Health Insurance: Part 3 - COBRA Coverage

Your Money Relationship - Health Insurance: Part 3 - COBRA Coverage — Thu, 08 Jan 2009 20:59:07 +0000

[...] This is Part 3 of a series on health insurance. Part 1 discussed deductibles. That post discusses how they affect your plan and costs. Part 2 discussed stop-loss provisions and co-insurance. [...]

By: Adam

Adam — Sun, 04 Jan 2009 01:37:18 +0000

@Mrs Accountability – Some insurance companies are a little different than others. Most will allow the deductible to be part of the stop-loss limit. There are very few that do not include the deductible. I would not like to be with the company that does not include the deductible. You could be out quite a bit of money if something major were to happen. Is he able to get onto another plan soon? I bet the COBRA is expensive!

By: Mrs. Accountability

Mrs. Accountability — Sun, 04 Jan 2009 01:31:07 +0000

I’ve always wondered how this works. Do you think it works this way across the board for all insurance companies? My husband has COBRA through AETNA with deductibles, but also there are co-pays for medical visits ($25) and prescription medication. The cost for his prescriptions varies depending on the drug. He’s normally not one to even go the doctor, but he has had some intestinal upset for nearly a year and finally decided to find out what was going on. Thanks for this informative post.