Even a Small Emergency Fund Can Bail You Out

Having a small emergency fund while getting out of debt is critical. As I mentioned in other posts, one of the first steps to getting out of debt is not adding to it. Having a cash reserve, no matter how small, can make that step even easier.
Our $1,000 Emergency Fund
When we started thinking about our [...]

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Why I Don’t Stress About My $23,000 Pile Of Debt

The following is a guest post Daniel Packer from Sweating the Big Stuff. Be sure to check out his site!
I’m in quite a bit of debt, but it doesn’t really bother me. I know that I won’t be getting out any time soon, but I’m ok with it. I don’t need to worry, I don’t [...]

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2010 Financial Resolutions

It’s a new year and time for some resolutions. My wife and I have decided to go all financial resolutions this year in anticipation for some major debt butt kicking. We obviously want to complete EACH of these resolutions by year end. To be honest with you, I know we can do it. If we [...]

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Debt Update: December 31, 2009

The year has come to an end and I am pleased with our progress so far this year. Since we came out in July and totaled our debt, we have paid off approximately $7,200. Not too shabby. We are also proud to announce that we did not add any more debt during that time. We [...]

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Online Coupons: How to Track and Organize Them

This guest post is by Ann Smarty, a search blogger and social media enthusiast. Ann has just started a community of guest bloggers, so if you are interested in guest posting, join it as a beta tester!
Many people wonder if couponing ever makes sense: you never remember to apply the coupon in time even if you [...]

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My Call From a Debt Collector

Yep, it happened to me. Two weeks ago, while I was in my hotel room aimlessly staring at my TweetDeck, I got a phone call from a number that I didn’t know. Being the phone screener that I am, I let it go to voicemail. After what seemed like an eternity, I finally heard the [...]

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