Debt Update: Another One Bites the Dust!

March was another good month for us in terms of debt reduction. We were able to pay off the personal loan and send some more money to our family member loan. In all, we paid off $2,139.82 in March. Not too bad at all! This is the month I start my new job and where we ...

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Use Your Credit Card as an Emergency Fund?

A few months back when I wrote about how our small emergency fund saved us, No Debt Guy commented on how having an emergency fund in cash may be counterproductive. Here is what he said: I have often wondered if having an emergency fund is the best way to pay off debt or is ...

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Packing Lunch For Work Just Got Easier

Over the past two years of reading personal finance blogs, I've seen plenty of articles on packing lunches to save money. As much as I love the idea, I just couldn't make it work. I absolutely HATED packing my lunch. Every time lunch rolled around, my sandwich was the soggiest thing I ever touched. It ...

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Debt Update: February 28, 2010

February was a short month in terms of days but a big month for debt repayment. We managed to eliminate $2,532.86, our biggest month ever! This was in addition to replenishing our emergency fund (about $800) that was depleted from paying some estimated taxes in January. We feel great about what we were able to ...

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Miss Me?

Hey everyone, I just wanted to let you know that I'm alive and well. Over the past few weeks, not much has happened in our financial lives so I figured I wouldn't bore you with random posts. I typically just sit here in my home away from home and talk to my wife via Skype. ...

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Debt Update: January 31, 2010

January was a fairly good month for us. Even after depleting our emergency fund and them pumping it back up to $1,000, we were still able to pay off over $1,400 in debt. Also, keep in mind that the $1,400 we paid off is only the reduction of principal and doesn't count the ...

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